Instead of focusing on your potential you have become fixated on your perceived limitations.
You are rationalizing your fears to minimize risk and protect yourself from unwanted difficulties. When you become conditioned to lack and disappointment you start to expect it, which then creates more of what you are trying to avoid.
This heart code suggests that your negative outlook is sabotaging your experiences. Your fear-based choices are hindering your finances, relationships, and your personal growth. Listen closely to your reasoning and start to identify how and why you are holding yourself back.