Stop living above your means and limit your excessive spending. Your money tree needs time to replenish, and you will not get ahead if you continue to spend unnecessarily. You can live a life of luxury, but for now you must make some sacrifices, pay off your existing debt, and regain control of your finances.
Prosperity comes through balance, disciplined saving, and savvy investments. When your financial affairs are in better condition, you will be able to enjoy a more lavish lifestyle. Spend only on essentials and adhere to a strict budget. If you want a different outcome, you need to introduce change.